The interaction was good when I first started dealing with my American Mortgage Loan Originator. That was a positive right off the bat. He was always available to take calls.- Andrew Johnson
It was pretty straightforward and easy. She took most of the information over the phone.- Danell T. Cordray
Company News
KHC's Minimum Credit Score Requirements LOWERED
Thursday, May 25, 2017
JUST ANNOUNCED -   According to KHC: Effective today, KHC is lowering the minimum credit score requirement on government loans from 640 to 620 , and from 680 to 660 on conventional loans.  All guides have been updated to reflect this change on KHC's website, under lenders.    The Kentucky Housing Corporation offers Down Payment Closing Cost Assistance,...
Why don’t your rates match the ones I see online?
Tuesday, May 23, 2017
Sometimes borrowers ask, “Why don’t your rates match the ones I see online?” It is easy to quote rates out there, but every borrower should remember that their loan is different, and that often the advertised, or publicized, rates are slightly higher due to a number of factors.   First, the rates in Freddie Mac’s survey (which come out every week) include average...
Why Does My Mortgage Lender Need to Know So Much?
Tuesday, May 16, 2017
When you start the process of applying for a mortgage, you may feel as though you're giving every single bit of personal and private information to your mortgage lender. Just why does your lender need to know all of those things? Are your personal financials and credit history really necessary just to get a quote?   As you approach a loan officer to apply for a loan, you should be...