Company News
Coaching Tips for Renters Saving up a Down Payment
Tuesday, November 7, 2017
Loan officers come across people who have never owned a home, and don’t even know how to go about it. The American Bankers Association is offering tips to help consumers prepare for one of the first steps in the home buying process: saving for a down payment. Before transitioning from renter to home owner, potential buyers must typically save between 5 and 20 percent of the home’s value for...
Making The Right Choice
Friday, October 27, 2017
You’ve done the right thing. Taken the advice of your realtor and gotten a pre-approval from a lender. Now on to the buying process! However, are you really approved? Has your file gone through the underwriting process? Did you provide documents to verify your income and assets? If not, then you might not really be “pre-approved.” This is considered more of a pre-qualification process...
The Lowest Rate is Often Not The Best Rate
Tuesday, October 17, 2017
When embarking upon the mortgage loan journey, the typical borrower’s number one concern is how they can get the lowest interest rate possible. It’s inevitable that the rate question is asked early on, as it’s an essential part of judging if taking out a mortgage is a sound financial decision. Borrowers, whether they shop around or not, want to rest assured that they’re not being...