Your Local Lender... Since 1975
They did so much to help me. Not only was the closing process quick and easy and painless as far as all the paperwork I had to sign, my Loan Originator really went above and beyond; as many issues as I had trying to get this house and the problems that kept arising with the other realtor, my Loan Originator didn’t just give up and say ‘Oh well, looks like there is nothing more we can do.’ She bent over backwards to help me get in this house.- Tracy M. Pierce
I was surprised that my American Mortgage Loan Originator responded to our emails over the weekend within an hour.- Joseph Michael Hamilton
Borrowers Should not Forget the Basics in Lending
It goes without saying that the reason for applying for a home loan is to have it approved by the lender. But for some borrowers that is the most difficult step. Most “in the biz” agree that the...
Underwriting Overlays and Why They Exist
The basic process of “doing” a loan is relatively simple: the borrower provides the lender documents proving that they are credit worthy, the lender reviews the documentation and the status of...
Things to Keep in Mind When Obtaining a Mortgage
Mortgage rates continue to be low – hovering around 3% to 4% for a 30-yr fixed rate mortgage – and borrowers have a renewed interest in seeing if they can refinance. Borrowers across the...