Your Local Lender... Since 1975
My American Mortgage Loan Originator gave clear answers night or day to my questions. He dealt with the real estate agents to resolve issues.- Stephanies Ann Whitaker
My Loan Originator didn’t judge me based on past credit history. I just wanted to determine if this loan was really something feasible and affordable for me. I expected the process was typical of all lenders. Information was posted online so that I could see it.- Dustin P. Doherty
Company News
Overcoming the Obstacles of Homeownership
Loan officers see that, and surveys show, renters often aspire to be homeowners, but there are about five main issues holding them back. Loan originators hear these often, and can help potential borrowers analyze their particular situation to see if ownership makes sense.     Assuming a client has a stable job, the number one issue is saving enough for a down payment. It sure is...
What effect does interest rate have on Mortgage Price?
There are many factors that enter into the decision to buy a house or what kind of loan to obtain, and interest rates are an important part of that. But borrowers should also consider the loan term, and whether or not to put more money into a down payment. An interest rate is the price of money, and a mortgage interest rate is the price of money loaned against the security of a specific property....
The Advantages of Buying a Home
We are seeing increasing numbers of buyers entering the market. Rates are still relatively low, and values have come down and in many areas seem to not only have bottomed out but are also moving higher. It is always very difficult to pick the bottom, or top, of any market, but housing has not been this affordable for quite some time. Buyers are experiencing tighter underwriting standards than in previous...