News


Affordable Housing For Everyone

Alabama

http://www.ahfa.com/homebuyers

Programs

Affordable Income Subsidy Grant

http://www.ahfa.com/homebuyers/programs-available/affordable-income-subsidy-grant

Mortgage Credit Certificate

http://www.ahfa.com/homebuyers/programs-available/mccs


Alaska

https://www.ahfc.us/buy

Programs

Tax-Exempt First-Time Homebuyer Program

https://www.ahfc.us/buy/loan-programs/first-time-loans

Taxable First -Time Homebuyer Program

https://www.ahfc.us/buy/loan-programs/first-time-loans


Arizona

https://housing.az.gov/general-public/home-plus

Home Plus Program

https://housing.az.gov/general-public/home-plus


Arkansas

Programs:

ADAF Move Up

https://homeloans.arkansas.gov/move-up/

ADFA MCC - Mortgage Credit Certificate

https://homeloans.arkansas.gov/mcc/

ADFA Down Payment Assistance (DPA)

https://homeloans.arkansas.gov/dpa/

Arkansas Dream Down Payment Initiative (ADDI)

https://homeloans.arkansas.gov/addi/


California

https://www.calhfa.ca.gov/homebuyer/programs/index.htm

Programs

First Mortgage Programs

CalHFA Conventional Loan Program

https://www.calhfa.ca.gov/homebuyer/programs/conventional.htm

CalPLUS Conventional Loan Program

https://www.calhfa.ca.gov/homebuyer/programs/calplus-conventional.htm

Government Insured Loans

CalHFA FHA Loan Program

https://www.calhfa.ca.gov/homebuyer/programs/fha.htm

CalPLUS FHA Loan Program

https://www.calhfa.ca.gov/homebuyer/programs/calplus.htm

Cal-EEM + Grant Program

https://www.calhfa.ca.gov/homebuyer/programs/eem.htm

CalHFA VA Loan Program

https://www.calhfa.ca.gov/homebuyer/programs/va.htm

Down Payment Assistance Programs

MyHome Assistance Program

https://www.calhfa.ca.gov/homebuyer/programs/myhome.htm

School Teacher and Employee Assistance Program (School Program)

https://www.calhfa.ca.gov/homebuyer/programs/school.htm

Mortgage Credit Certificate Tax Credit Program

Mortgage Credit Certificate Tax Credit Program (MCC)

https://www.calhfa.ca.gov/homebuyer/programs/mcc.htm


Colorado

https://www.chfainfo.com/homeownership

Down Payment Assistance

https://www.chfainfo.com/homeownership/down-payment-assistance


Connecticut

https://www.chfa.org/homebuyers/

HFA Advantage and HFA Preferred

https://www.chfa.org/homebuyers-homeowners/homebuyers/hfa-preferred-mortgage/

Homebuyer Mortgage Program

https://www.chfa.org/homebuyers-homeowners/homebuyers/homebuyer-mortgage-program/

Down Payment Assistance Program (DAP) Loans

https://www.chfa.org/homebuyers-homeowners/homebuyers/downpayment-assistance-program-dap-loan/


Delaware

http://www.destatehousing.com/HomeOwnership/HomeOwnership.php

Home Ownership Programs

Home Ownership Loan Program

http://www.destatehousing.com/HomeOwnership/hb_sfmrb.php

Delaware First-Time Homebuyer Tax Credit

http://www.destatehousing.com/HomeOwnership/hb_fthb.php

Neighborhood Stabilization Program (NSP)

http://www.destatehousing.com/HomeOwnership/dv_nsp.php

Downpayment and Closing Cost Assistance

Preferred Plus

http://www.destatehousing.com/HomeOwnership/hb_sfmrb.php#pp

Home Repair Programs

The Statewide Emergency Repair Program (SERP)

http://www.destatehousing.com/HomeOwnership/homeownermedia/serp_card.pdf

Community Development Block Grants (CDBG)

http://www.destatehousing.com/Landlords/dv_cdbg.php

Foreclosure Prevention Programs

Delaware Emergency Mortgage Assistance Program (DEMAP)

http://www.destatehousing.com/HomeOwnership/hb_demap.php

Manufactured Housing Assistance Program (MHAP)

http://www.destatehousing.com/HomeOwnership/hb_mhap.php

Wilmington Senior Tax Assistance Program

http://www.destatehousing.com/HomeOwnership/hb_wstap.php


Florida

http://www.floridahousing.org/

Mortgage Credit Certificate Program

https://www.floridahousing.org/programs/homebuyer-loan-program-wizards/mortgage-credit-certificate-program-wizard

Florida Homebuyer Loan Program

https://apps.floridahousing.org/StandAlone/FTHBWizard


Georgia

https://www.dca.ga.gov/safe-affordable-housing/homeownership

State Home Mortgage

https://www.dca.ga.gov/safe-affordable-housing/homeownership/state-home-mortgage

Georgia Dream

https://www.dca.ga.gov/safe-affordable-housing/homeownership/georgia-dream

HomeSafe Georgia

https://www.dca.ga.gov/safe-affordable-housing/homeownership/homesafe-georgia

Housing Counselor Resources and Training

https://www.dca.ga.gov/safe-affordable-housing/homeownership/housing-counselor-resources-training


Hawaii

http://dbedt.hawaii.gov/hhfdc/

HHFDC Affordable Resale Program Project

https://www.locationshawaii.com/hhfdc/

Mortgage Credit Certificate

http://dbedt.hawaii.gov/hhfdc/mortgage-credit-certificate/

Buyback and SAE Programs

http://dbedt.hawaii.gov/hhfdc/request-for-information-on-hhfdc-sae-property/

Hula Mae Single Family Loans (Not currently active)

http://dbedt.hawaii.gov/hhfdc/copy_of_homebuyers/


Idaho

https://www.idahohousing.com/homebuyers/

Homebuyer Tax Credit

https://www.idahohousing.com/lenders-realtors/homebuyer-tax-credit/

Down Payment / Closing Cost Assistance

https://www.idahohousing.com/lenders-realtors/down-payment-closing-cost-assistance/


Illinois

Illinois Housing Development Authority

https://www.ihda.org/my-home/

IHDAccess Forgivable

https://www.ihda.org/my-home/getting-an-ihda-loan/#collapseOne

IHDAccess Deferred

https://www.ihda.org/my-home/getting-an-ihda-loan/#collapseTwo

IHDAccess Repayable

https://www.ihda.org/my-home/getting-an-ihda-loan/#collapseThree

1stHomeIllinois

https://www.ihda.org/my-home/getting-an-ihda-loan/#collapseFour


Indiana

Indiana Housings and Community Development Authority

https://www.in.gov/ihcda/homeownership/

Honor Our Vets (HOV)

https://www.in.gov/ihcda/homeownership/files/2018%20Honor%20Our%20Vets%20Program%20Guide.pdf

Helping To Own (H2O)

https://www.in.gov/ihcda/homeownership/files/2017%20HELPING%20TO%20OWN%20PROGRAM%20GUIDE_SH.pdf

Mortgage Credit Certificate (MCC)

https://www.in.gov/ihcda/homeownership/files/2017%20MCC%20PROGRAM%20GUIDE_SH.pdf

Next Home (NH)

https://www.in.gov/ihcda/homeownership/files/2017%20NEXT%20HOME%20PROGRAM%20GUIDE_SH.pdf

Next Home With Mortgage Credit Certificate (NH/MCC)

Affordable Home (AH)

https://www.in.gov/ihcda/homeownership/files/2017%20AFFORDABLE%20HOME%20PROGRAM%20GUIDE_SH.pdf

My Home (MH)

https://www.in.gov/ihcda/homeownership/files/2017%20MY%20HOME%20PROGRAM%20GUIDE_SH.pdf

My home with Mortgage Credit Certificate (MH/MCC)


Iowa

http://iowahousehunt.com/begin/

Mortgage Programs

http://iowafinanceauthority.gov/Public/Pages/PC77LN25

Down Payment Assistance Programs

http://iowafinanceauthority.gov/Public/Pages/PC78LN25

Mortgage Credit Certificate Program

http://iowafinanceauthority.gov/Public/Pages/PC93LN25

Military Home owership Assistance Program

http://iowafinanceauthority.gov/Public/Pages/PC79LN25

Iowa Title Guaranty

http://www.iowafinanceauthority.gov/TitleGuaranty/Residential


Kansas

Kansas Housing Resources Corporation

http://www.kshousingcorp.org/homebuyer-assistance.aspx


Kentucky

http://www.kyhousing.org/Home-Buyers/Pages/default.aspx

Down Payment Closing Cost Assistance

http://www.kyhousing.org/Home-Buyers/Pages/Down-Payment-Closing-Cost-Assistance.aspx

Hardest Hit Fund (HHF) DAP

http://www.kyhousing.org/make-the-move/Pages/default.aspx

Home Buyer Tax Credit

http://www.kyhousing.org/Home-Buyers/Pages/Home-Buyer-Tax-Credit.aspx


Louisiana

Louisiana Housing Corporation

https://www.lhc.la.gov/homebuyers

MRB Home and Assisted

https://www.lhc.la.gov/mrb-homebuyers#

Market Rate GNMA Program

https://www.lhc.la.gov/gnma-homebuyers

LHC Preferred Conventional Program

https://www.lhc.la.gov/preferred-homebuyers

LHC Choice Conventional Program

https://www.lhc.la.gov/choice-homebuyers#

LCH Advantage Program

https://www.lhc.la.gov/advantage-homebuyers

Delta 100 Program

https://www.lhc.la.gov/delta-homebuyers

Mortgage Credit Certificate Program

https://www.lhc.la.gov/mcc-homebuyers

Soft Second Program

https://www.lhc.la.gov/soft-second-homebuyers

Down Payment Assistance Programs

https://www.lhc.la.gov/down-payment-assistance-homebuyers#


Maine

Maine State Housing Authority

http://www.mainehousing.org/programs-services/homebuyer/home-loan

First Home loan:

http://www.mainehousing.org/programs-services/homebuyer/home-loan#Loan


Maryland

Maryland Mortgage Program

https://mmp.maryland.gov/Pages/default.aspx

Programs:

MMP 1st Time Advantage with 3% Assistance

https://mmp.maryland.gov/Pages/1stTimeAdvantage3.aspx

MMP 1st Time Advantage

https://mmp.maryland.gov/Pages/1stTimeAdvantage.aspx

Maryland Mortgage Loan Assist

https://mmp.maryland.gov/LoanAssist/Pages/default.aspx

Maryland Mortgage Grant Assist

https://mmp.maryland.gov/GrantAssist/Pages/default.aspx

Maryland Mortgage Rate Assist

https://mmp.maryland.gov/RateAssist/Pages/default.aspx

Partner Match

https://mmp.maryland.gov/Pages/Downpayment.aspx

Maryland HomeCredit

https://mmp.maryland.gov/Pages/MDHomeCredit.aspx

Maryland SmartBuy Program

https://mmp.maryland.gov/Pages/SmartBuy/default.aspx


Massachusetts

Massachusetts Housing

https://www.masshousing.com/portal/server.pt/community/home_ownership/223/home_ownership_home

MassHousing Mortgage

https://www.masshousing.com/portal/server.pt/community/home_buyer_loans/226/masshousing_loan

Operation Welcome Home

https://www.masshousing.com/portal/server.pt/community/home_buyer_loans/226/operation_welcome_home

Down Payment Assistance

https://www.masshousing.com/portal/server.pt/community/home_buyer_loans/226/down_payment_assistance


Michigan

Michigan State Housing Development Authority

https://www.michigan.gov/mshda/0,4641,7-141-45866---,00.html#!#homebuyers

Programs:

MI Home Loan Mortgage

https://www.michigan.gov/mshda/0,4641,7-141-45866_45868-370762--,00.html

MI Home Loan Flex

https://www.michigan.gov/mshda/0,4641,7-141-45866_45868-284858--,00.html

Step Forward Down Payment Assistance Loan

https://www.michigan.gov/downpayment/0,8844,7-353-88583---,00.html

Mortgage Credit Certificate (MCC)

https://www.michigan.gov/mshda/0,4595,7-141-45866_45868-216692--,00.html

Individual Development Account

https://www.michigan.gov/mshda/0,4641,7-141-45866_45868-172118--,00.html

Housing Education Program

https://www.michigan.gov/mshda/0,4641,7-141-45866_45868-177801--,00.html


Minnesota

Minnesota Housing

http://www.mnhousing.gov/sites/Satellite?c=Page&cid=1519058662552&pagename=External%2FPage%2FEXTStandardLayout


Mississippi

Mississippi Home Corporation

https://www.mshomecorp.com/how-we-help/helping-homebuyers/


Missouri

Missouri Housing Development Commission

http://www.mhdc.com/homes/index.htm

Programs:

First Place Loan Program

http://www.mhdc.com/homes/firstplaceloans/index.htm

Mortgage Credit Certificate (MCC)

http://www.mhdc.com/homes/mcc/index.htm


Montana

Montana Housing

http://housing.mt.gov/Homebuyers

Programs:

Regular Bond Loan Program

http://housing.mt.gov/HBRegBond

Set Aside Program

http://housing.mt.gov/HBSetaside

Montana Veterans’ Home Loan

http://housing.mt.gov/HBVHLP

Down Payment Assistance

http://housing.mt.gov/HBDPA

80% Combined Program

http://housing.mt.gov/HB80Combined

Habitat for Humanity

http://housing.mt.gov/HBHabitat

Mortgage Credit Certificate

http://housing.mt.gov/HBMCC

Board of Investments

http://housing.mt.gov/HBBOI

Disabled Accessible Affordable Homeownership

http://housing.mt.gov/HBDAAHP


Nebraska

Nebraska Investment Finance Authority

https://www.nifa.org/homebuyer

Programs

https://www.nifa.org/homebuyer/loan-programs

Eligibility

https://www.nifa.org/homebuyer/eligibility

Interest Rates

https://www.nifa.org/homebuyer/interest-rates


Nevada

Nevada Housing Division

https://www.homeispossiblenv.org/

Programs:

Home is Possible

https://www.homeispossiblenv.org/home-possible-nevada-down-payment-assistance-program

Home is Possible for Heroes

https://www.homeispossiblenv.org/program/home-possible-heroes

Mortgage Credit Certificate

https://www.homeispossiblenv.org/home-possible-mortgage-credit-certificate

Home is Possible for Teachers

https://www.homeispossiblenv.org/program/home-possible-teachers


New Hampshire

New Hampshire Housing Finance Authority

https://www.gonewhampshirehousing.com/

Programs

Homebuyer Tax Credit

https://www.gonewhampshirehousing.com/our-programs/homebuyer-tax-credit

Mortgage Programs:

https://www.gonewhampshirehousing.com/our-programs/mortgage-programs


New Jersey

New Jersey Housing and Mortgage Finance Agency

https://www.njhousing.gov/homeownership/

Programs

NJHMFA Down Payment Assistance Program

https://www.njhousing.gov/dca/hmfa/homeownership/buyers/dpa/

First-Time Homebuyer Mortgage Program

https://www.njhousing.gov/dca/hmfa/homeownership/buyers/first/

Police and Firemen's Retirement System Mortgage Program

https://www.njhousing.gov/dca/hmfa/homeownership/buyers/retire/


New Mexico

New Mexico Housing Finance Agency

http://www.housingnm.org/homebuyers/home-buyers

Programs

First Home Program

http://www.housingnm.org/homebuyers/first-home

First Down Program

http://www.housingnm.org/homebuyers/first-down

NextHome Program

http://www.housingnm.org/homebuyers/next-home-program


New York

State of New York Mortgage Agency

http://www.nyshcr.org/SONYMA/

Programs

SONYMA Neighborhood Revitalization Program

http://www.nyshcr.org/Topics/Home/Buyers/SONYMA/SONYMA-NRP.htm

SONYMA Graduate to Homeownership Program

http://www.nyshcr.org/Topics/Home/Buyers/SONYMA/SONYMA-grad2home.htm

Conventional Plus Progran

http://www.nyshcr.org/Topics/Home/Buyers/ConventionalPlusProgram.htm

FHA Plus Program

http://www.nyshcr.org/Topics/Home/Buyers/FHAPlusProgram.htm

Manufactured Home Advantage Program

http://www.nyshcr.org/Topics/Home/Buyers/MHAP.htm

Down Payment Assistance Loan (DPAL)

http://www.nyshcr.org/Topics/Home/Buyers/SONYMA/DownPaymentAssistanceLoan(DPAL).htm


North Carolina

North Carolina Housing Finance Agency

https://www.nchfa.com/home-buyers

Programs

NC Home Advantage Mortgage

https://www.nchfa.com/homeownership-partners/home-builders/mortgage-product-options/nc-home-advantage-mortgage

NC 1st Home Advantage Down Payment

https://www.nchfa.com/home-ownership-partners/home-builders/mortgage-product-options/nc-1st-home-advantage-down-payment

NC Home Advantage Tax Credit

https://www.nchfa.com/homeownership-partners/home-builders/mortgage-product-options/mortgage-credit-certificate


 

North Dakota

North Dakota Housing Finance Agency

https://www.ndhfa.org/Homeownership/Intro.html

 

Programs:

First Home

https://www.ndhfa.org/Homeownership/Firsthome.aspx

 

Home Access Program

https://www.ndhfa.org/Homeownership/Homeaccess.aspx

North Dakota Roots

https://www.ndhfa.org/Homeownership/Roots.aspx

Major Home Improvement Program

https://www.ndhfa.org/Homeownership/Majorhomeimprovement.aspx

 

Targeted Area Loan Program

https://www.ndhfa.org/Homeownership/TargetedAreas.html


 

Ohio

Ohio Housing Finance Agency

https://myohiohome.org/

Programs

First-Time Homebuyer

https://myohiohome.org/firsttimehomebuyer.aspx

 

Your Choice! Down Payment Assistance

https://myohiohome.org/downpaymentassistance.aspx

 

OHFA Advantage

https://myohiohome.org/homebuyeradvantage.aspx

 

Grants for Grads

https://myohiohome.org/grantsforgrads.aspx

 

Ohio Heros

https://myohiohome.org/ohioheroes.aspx

 

Mortgage Tax Credit

https://myohiohome.org/mortgagetaxcredit.aspx

 

Target Area Loan

https://myohiohome.org/Geodata/Default.aspx

 

Next Home

https://myohiohome.org/nexthome.aspx

Renovate Ohio

https://myohiohome.org/renovateohio.aspx

 

 

Oklahoma

Oklahoma Housing Finance Agency

https://www.ok.gov/ohfa/

 

Programs

https://www.ok.gov/ohfa/Homebuyers/index.html


Oregon

https://www.oregon.gov/ohcs/Pages/oregon-bond-loan-program.aspx

 

Pennsylvania

Pennsylvana Housing Finance Agency

https://www.phfa.org/homebuyers/

 

Programs

 

Home Purchase

https://www.phfa.org/programs/homepurchase.aspx

 

Purchase Assistance

https://www.phfa.org/programs/assistance.aspx

 

Refinance Options

https://www.phfa.org/programs/refinance.aspx

 

Home Improvements/Repairs

https://www.phfa.org/programs/repairs.aspx



 

Rhode Island

Rhode Island Housing

https://loans.rihousing.com/

 

Programs

First Down - Down Payment Assistance

https://loans.rihousing.com/First_Down/

 

First Homes

https://loans.rihousing.com/FirstHomes/

 

Beyond First Homes

https://loans.rihousing.com/Beyond_FirstHomes/

 

Lasting Homes

https://loans.rihousing.com/LastingHomes/

 

Septic and Sewer

https://loans.rihousing.com/SepticSewer/

 

 

South Carolina

South Carolina Housing

http://www.schousing.com/Home/HomeBuyers

 

Programs

SC Housing Homebuyer Program

http://www.schousing.com/Home/HomebuyerProgram

 

Mortgage Credit Certificates

http://www.schousing.com/Home/MortgageCreditCertificates

 

Palmetto Home Advantage

http://www.schousing.com/Home/Palmetto-Home-Advantage

 

Hardest Hit Fund Down Payment Assistance

http://www.schousing.com/Home/HHF-Down-Payment-Assistance

 

Income/Home Price Limits

http://www.schousing.com/Home/HomeLimits



 

South Dakota

South Dakota Housing Development Authority

http://www.sdhda.org/home-ownership/first-time-homebuyers.html

 

Tennessee

Tennesse Housing Development Agency 2019

https://thda.org/homebuyers/

 

Programs

Down Payment Assistance

https://thda.org/homebuyers/down-payment-assistance-1

 

Great Choice Home Loans

https://thda.org/homebuyers/great-choice-home-loans

 

Texas

http://www.tdhca.state.tx.us/homeownership/

 

Programs

My First Texas Home

http://www.tdhca.state.tx.us/homeownership/fthb/my-first-texas-home.htm

 

My Choice Texas Home

http://www.tdhca.state.tx.us/homeownership/fthb/my-choice-texas-home.htm

 

Texas Mortgage Credit Certificate Program

http://www.tdhca.state.tx.us/homeownership/fthb/mort_cred_certificate.htm

 

 

 

Utah

Utah Housing Corporation 2019

https://utahhousingcorp.org/homebuyer

 

Programs

Down Payment Assistance

https://utahhousingcorp.org/homebuyer/programs/downPaymentAssistance

 

Home Loans

https://utahhousingcorp.org/homebuyer/programs/homeLoans

 

Grants for Veterans

https://utahhousingcorp.org/homebuyer/programs/grantsForVeterans



 

Vermont

Vermont Housing Finance Agency

https://www.vhfa.org/homebuyers/buyahome

 

Programs

https://www.vhfa.org/homebuyers/loanprograms



 

Virginia

Virginia Housing Development Authority 2019

https://www.vhda.com/Pages/Home.aspx

 

Programs

Home Loans

Https://www.vhda.com/Homebuyers/VHDAHomeLoans/Pages/VHDAHomeLoans.aspx#.XEi1v1zYq70

 

VHDA Plus Second Mortgage

https://www.vhda.com/Homebuyers/VHDAHomeLoans/Pages/VHDAHomeLoans.aspx#.XEi17FzYq70



 

Washington

Washington State Housing Finance Commission

http://www.wshfc.org/buyers/index.htm

 

Programs:

Home Advantage

http://www.wshfc.org/buyers/HomeAdvantage.htm

 

House Key Opportunity Program

http://www.wshfc.org/buyers/key.htm

 

Energy Spark Home Loan

http://www.wshfc.org/EnergySpark/index.htm

 

Mortgage Credit Certificate

http://www.wshfc.org/buyers/MCCprogram.htm


 

West Virginia

West Virginia Housing Development Fund

https://www.wvhdf.com/

 

Programs

Homeownership Program

https://www.wvhdf.com/home-buyers/homeownership-program

 

Down Payment/Closing Cost Assistance Program

https://www.wvhdf.com/home-buyers/down-paymentclosing-cost-assistance

 

Moving Up Program

https://www.wvhdf.com/home-buyers/movin-up-loan-program

 

On-Site System Program

https://www.wvhdf.com/home-buyers/on-site-systems-loan-program

 

WVHDF Refinance Program

https://www.wvhdf.com/home-buyers/wvhdf-refinance-program-2

 

USDA 502 Direct Loan Program

https://www.wvhdf.com/home-buyers/usda-502-direct-loan-program


 

Wisconsin

Wisconsin Housing and Economic Development Authority 2019

https://www.wheda.com/Home-Buyers/

 

Programs

https://www.wheda.com/Home-Buyers/Available-Programs/


 

Wyoming

 



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